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veribiz - terms and conditions
Please read the following terms and conditions carefully, using this web site means that you accept them.

VeriBiz and VeriBiz group websites ("VeriBiz" or VeriBiz CC), including VeriBiz.co.za and Veriid.com renders the services offered at www.VeriBiz.co.za ("the service(s)") or sub locations and domains ("web site/s") subject to the following standard terms of doing business with us. If you have any questions, please submit a support ticket.

By utlising any of our services, you expressly ACCEPT the TERMS AND CONDITIONS contained on this page. As Internet subscriber (you will hereafter be refered to as "The Client"), you hereby legally accept and bind yourself to all Terms and Conditions of these services and agree to all acknowledgements, terms and conditions contained in this page. The personal details, including, but not limited to your Verified Name/s, Surname, ID details, Mobile telephone number and E-mail address is kept on our Database and can be viewed in your online Account Profile, which is located at www.veribiz.co.za after you log into your VeriBiz account.

Governing Law and Jurisdiction
:. These terms and conditions and your use of this web site are governed by and construed in accordance with the laws of South Africa and any disputes will be decided only by the Courts of South Africa.

Copyright
:.All materials including all content and images published on this web site are protected by copyright under South African copyright law. The web site as a whole is also protected under South African copyright law and international agreements.
:.All web site code is Copyright © VeriBiz CC and may not be copied or redistributed.

Trademarks
:. Various section 42 trademarks exist and are used in this web site, which is the sole property of VeriBiz CC or it's respective owner.

World Wide Web
:. The content of this web site is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of this web site is prohibited. Persons in respect of whom such prohibitions apply must not access this web site.

Limitation of Liability
:. This web site should only be used for information purposes. It is not advice and you should not rely on it to make (or refrain from making) any decision or take (or refrain from taking) any action unless otherwise directed. VeriBiz CC is not responsible for the web site's accuracy or its fitness for a particular purpose or the reliability of the access to the web site, unless otherwise indicated.
:. VeriBiz CC is not liable for any damages or losses resulting from your use of or inability to use this web site. We do not guarantee that this web site will operate free of error, or that it is free from computer viruses or any other contaminating computer program.
:. We do not accept any liability for any acts or omissions resulting from your decision or opinion formed on the basis of your use of this web site.
:.Our staff are unable to answer any legal questions or offer any legal or financial advice.

Use of the Site
:.The content of VeriBiz is owned by VeriBiz CC, a Close Corporation registered in South Africa in 2008 (Registration Number: 2008/075131/23).
:. You may not copy, reproduce, modify, distribute, republish, display, post or transmit any part of this web site (including its content) without our express written permission.
:.You may view or print individual pages only for your personal use and not for any commercial or financial gain.
:.You may not use this web site or any of the services offered on this web site in a way which causes or may cause:
:.. the web site or the services offered to be interrupted, damaged or impaired;
:.. offence or detriment to any other person who uses this web site or any of the services offered;
:.. VeriBiz CC, you or any other user of this web site to be in breach of any applicable law or regulation;
:.. detriment to any person who supplies services to VeriBiz CC in connection with this web site.

If we consider that you are doing, or are likely to do, any of these things or in any other way are adversely affecting this web site, its users, VeriBiz CC or its suppliers, we may immediately suspend your use of this web site or any of the services offered.

VeriBiz CC takes no responsibility for any loss or damage suffered by any person or organisation relying on the information and services contained within this web site.

Links to other Web sites and Services
:. This web site contains links to other web sites which are not under our control. The links to other web sites are included for your convenience and we do not accept any responsibility or liability for enabling you to link to any other web site, for the contents of any other web site, for the security of any other web site, or for any consequence of your acting upon the contents of such web site.

Transmission of Information
:. Your attention is drawn to the fact that information transmitted via the Internet is susceptible to monitoring and interception. You will bear all risk of transmitting information in this manner. We will not be liable for any loss, harm or damage suffered by you as a result of transmitting information to us. We reserve the right to request independent verification of any information transmitted via email.
:. Please be aware that any unsolicited confidential or proprietary information sent to our Support team via the Internet or E-mail cannot be guaranteed to remain confidential. If you need to send such information to our Support Team and are concerned about the security of this information please contact us and we will advise you of the most appropriate method of transmission.

No Information Offer
:. No information or content contained on this web site should be taken as an offer by VeriBiz CC. All services offered by VeriBiz CC are subject to completion (in the manner required) of the requisite application forms and other documentation and are governed by the relevant VeriBiz CC terms and conditions. VeriBiz CC reserves the right to reject in its discretion any application submitted for services contained on this web site.

Related or non-related Interests
:. VeriBiz CC and any company or individual connected to it, including its members and employees, may have a position or interest in any investment or service recommended in this or any other VeriBiz CC web site/s.

Content
:. The content of this web site including all research, opinions or other content does not constitute legal, tax or financial advice, nor does it necessarily reflect the views of VeriBiz CC's management, staff, shareholders, associates or suppliers. Before making any decision or taking any action which might affect you please seek appropriate advice from a suitably qualified person.
:. This web site may include technical, typographical or other inaccuracies and you are urged to contact our Support team to confirm all information contained herein before placing any reliance on it. Changes are constantly made to the information on this web site and these changes are incorporated without notification. VeriBiz CC reserves the right to alter or amend any criteria or information set out on this web site without notice.

Purchases made on VeriBiz
:. All purchases made on this web site are subject to mandatory clearance periods where we require that the funds reflect in our bank account before we allocate VeriCredits to you.
:. All purchases made on this web site are non-refundable. 

CURRENCY AND TRANSACTION SECURITY:
:. All transactions are conducted in South African RAND (R) through PayGate (Pty) Ltd. When PayGate processes a transaction for you via any of their secure payment web services, the transaction is encrypted. The paygate security policy can be found at http://www.paygate.co.za/securitypolicy.html. Please also read the PayGate Terms and conditions, located at http://www.paygate.co.za/Terms.html.

By submitting an order through any of our services, you warrant that you have the required legal capacity to do so. This includes that you have obtained the express permission (indemnity) of the person and or Business who's information you are accessing through ANY of our services and that you are not in breach of the Consumer protection ACT or National Credit Act in any way. You indemnify VeriBiz CC, its Members and employees from any CLAIM AND/OR liability FROM any third party arising out of your instructions and/or use of the service/s.

Acknowledgements by The Client:
:. The Client acknowledges and agrees, that it will at all times comply with the requirements of the Law, including the National Credit Act of 2005 and any Consumer Protection Act/s and -or any other applicable legislation (to the extent that it is relevant to the Client for the receipt, compilation and reporting of information. Without limiting the generality of the aforegoing, the Client specifically acknowledges and agrees that, when reporting Consumer Credit Information to VERIBIZ;

:. The Client acknowledges and agrees that; such information will include all mandatory data, prescribed in Section 19 (1) and Section 19 (2)of the Regulations;
:. The Client acknowledges and agrees that; it will have taken all reasonable steps to ensure that the information being reported, is accurate,up-to-date, relevant, complete, valid and not duplicated (as contemplated in Section 19 (3) of the Regulations), prior to such reporting;
:. The Client acknowledges and agrees that; of the nature contemplated in Section 19 (4) of the Regulations, such adverse information will not be submitted, unless and until the Client has given the consumer at least 20 business days notice of its intention to submit such information;
:. The Client acknowledges and agrees that; where the accuracy of such information, submitted by the Client to VERIBIZ is challenged, the Client shall not resubmit such information to VERIBIZ, until such time as the challenge has been finally resolved (in accordance with the procedure enumerated in Section 72 (3) (a) and (b) of the Act);
:. The Client acknowledges and agrees that; it will take all reasonable steps to ensure that, the information is not in respect of a debt that has prescribed in terms of the Prescription Act 68 of 1969 (as contemplated in Section 19 (5) of the Regulations).
:. The Client acknowledges and agrees that; it may only request and receive Consumer Credit Information, for purposes contemplated in the Act and the Prescribed Purposes enumerated in Section 18 (4) of the Regulations (read in conjunction with Section 18 (5) where required). As such the Client undertakes to fill in all the required fields in the VERIBIZ CLIENT AGREEMENT diligently.
:. The Client acknowledges and agrees that, where the Client is a registered credit provider and enters into, amends or terminates credit agreements, or such credit agreements are satisfied, it shall (where it has elected to disclose same to VERIBIZ) disclose the information prescribed in Section 69 (2) of the Act, to VERIBIZ in accordance with the manner,form and times prescribed by the Act. Such information shall thereafter be transmitted by VERIBIZ to the National Credit Regulator.
:. The Client acknowledges that it is entitled to submit the Consumer Credit Information and Prescribed Information to VERIBIZ, for the purpose of VERIBIZ making such information available to its customers, and that such information is not subject to a duty of confidentiality between the Client and the consumer;
:. The Client shall immediately bring to the attention of VERIBIZ any breach or attempted breach of security of which it becomes aware. VERIBIZ may fully investigate such breach or attempted breach and the Cleint shall give its full cooperation with such investigation.

SMS ID Verification
:. Any information received on our registered SMS numbers constitute an irrevocable order and acceptance of the terms and conditions contained in this document.
:. Incorrect detail sent by anyone from a mobile cellular number/ account to any of our SMS numbers or services which for whatever reason causes us to not be able to deliver the service/s are subject to a non-refundable billing by the service provider (Network opperators) and are non refundable in any way by VeriBiz.

General Terms and Conditions
:. While we endeavour to have a fast, efficient service, our turnaround time is in most instances determined by that of the various third party service providers we work with.  We can not accept responsibility for delays occasioned as a result of this.
:. The nature of the registration process dictates that we can not guarantee a successful registration.  For a number of disclosed and undisclosed reasons, an application(s)/ Registration, Sign-up/ Join may fail or be declined.
:. If you proceed to place an order with us without first reviewing the information published on our site, you do so at your own risk.  Any information published on our site is however is not intended as legal advice or advise of any other nature.
:. You irrevocably authorise us to act on the instructions that are given to us electronically through our site  by any person logged in with your username and password or through your cell phone service provider by any person using your cell phone.  Accordingly, the responsibility with regards to the secrecy of your username and password and also the use of your cell phone rests with you and we are not responsible for any liabilities in this regard.
:. We rely on the accuracy of various computerised records (such as the database operates by registrar's) and do not accept liability for any deficiency in this regard.
:. Monthly services can be cancelled on one month's prior notice in writing (which includes e-mail) or via the cancellation of services on our websites (where applicable).
:. If an application becomes subject to an objection or other complication, we will liaise with you regarding the proper course of action to be taken in the circumstances.  Our fees are only in respect of registrations in the normal course (i.e. without objections or other complications).  You may well need professional, legal advice should this occur, which is not included in the fee and should you decide to further any legal actions against any parties it will be at your own expense.

LIMITATION OF LIABILITY
:. VERIBIZ shall not be liable for any actual or contingent loss, liability, expense, costs (including legal costs on the scale as between attorney and own client and any additional legal costs), or damage of whatsoever nature (whether direct, indirect, consequential or otherwise)suffered by the Client as a result of, or which may be attributable to or caused by;-
- the breach by the Client of any of its obligations as set out in the Agreement;
- any mistake, error or omission in the Information, including mistakes, errors and omissions originating from Information submitted to VERIBIZ by the Client or any other third party, provided that the error and/or mistake is not as a result of VERIBIZ’s gross negligence or wilful misconduct;
- any delay or failure in delivering or in any manner communicating or making available the information to the Client, where such failure is not reasonably foreseeable by VERIBIZ;
- the downtime of any telecommunications line and/or infrastructure and/or facilities.

:. The Client shall be solely liable for any claims of whatever nature arising as a result of:
- all actions taken or decisions made in reliance on any information and/or the information contained in any Reports;
- the use of the Information (by the Client) for a purpose other than a Prescribed Purpose or a purpose contemplated in the Act;
- the Client breaching a duty of confidentiality to its customer and/or consumer, as the case may be.

Changes to the pricing and -or any other content in the Web site or the Service/s
- All pricing and web site content are subject to change without notification.

Changes to these Terms and Conditions
:. We may change these terms and conditions of use at any time by posting notice of the changes on this web site. If you use this web site after we have posted any such changes you will be bound by the new terms and conditions. You should therefore ensure that you read the terms and conditions each time you use this web site.

REFUND POLICY

Credit Card transactions
:. If you are dissatisfied with any aspect of our service and we are unable to rectify matters to your satisfaction, we will refund you to a maximum of the value in credits (VeriCredits) at the rate you paid for it
:. To claim on this guarantee you must notify us by means of a support message sent to support@veribiz.co.za detailing your transaction and dissatisfaction of our service within 48 (fourty eight) hours of the transaction. Please supply us with ALL information, including your VeriBiz Account number, details pertaining to the transaction, copies of all correspondence and efforts made by you to bring the transaction under our intention, your Email address, telephone number, banking details and why you are dissatisfied with the transaction.

SMS Transactions
:. If you are dissatisfied with any aspect of our SMS service and we are unable to rectify matters to your satisfaction, we will refund you up to fifty percent of the SMS value, this is because of network charges. The fifty persent refund is EXPRESSLY to a maximum of ONE SMS at the rate you paid for it, as we clearly state that you must not re-send the same SMS more than once. To claim on this guarantee you must notify us by means of a support message sent to support@veribiz.co.za detailing your transaction and dissatisfaction of our service within 48 (fourty eight) hours of the transaction. Please supply us with ALL information, including your VeriBiz Account number, details pertaining to the transaction, copies of all correspondence and efforts made by you to bring the transaction under our intention, your Email address, telephone number, banking details and why you are dissatisfied with the transaction.

No refunds can be made back into the cellular phone account, only into your nominated bank account.

Exclusions from SMS Refunds:
- Any errors made (including incorrect number sequences, incorrect SMS formats or incorrect identity numbers) whilst sending the SMS will not be refunded.
- Claims that the SMS was not send by you will not be refunded. - Claims that the SMS was not send by you, but by someone unauthorised to use your cellular phone account will not be refunded.

INDEMNITY
YOU INDEMNIFY US OF FROM ANY CLAIM AND/OR LIABILITY FROM ANY THIRD PARTY OR YOURSELF ARISING OUT OF DEFECT, ERROR OR INACCURACY OF ANY INFORMATION DISPLAYED ON ANY OF OUR SITES THAT WAS/IS OBTAINED FROM USERS OF THE SITE, ANY/ALL DATABASE RECORDS, DATABASE API'S, DATABASE ADMINISTRATORS, THIRD PARTY AFFILIATES, REGISTRAR'S OR BY ANY OTHER MEANS THAT WERE USED TO OBTAIN SUCH INFORMATION IN ANY WHICH WAY.

We are able to offer our services at the rates we do because the maximum liability of VeriBiz for any claims from whatsoever cause arising out of the services provided, shall be limited to the amount ACTUALLY paid that single service/ search.  This liability shall be an aggregate liability for all claims from whatsoever source or nature and however arising, whether in contract, delict or otherwise.

VeriBiz IS USED AT YOUR OWN RISK. Emergency contact number 082.339.7650 or submit a SUPPORT TICKET